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Should the nation pay higher insurance for the disasters of a few?
A while back I posted here about my rising car insurance premium on my daily driver Volkswagen. I received the latest bill for my new premium and it has gone up significantly again (I have a clean record with no claims in 17 years). For as long as I've been driving, until recently my premiums have always gone down as the vehicle got older.
I have been told by State Farm that it is primarily because of the natural disasters in certain states that rates go up nationwide. This same theme has been reported in the news as well.
I'll throw this out there - should the whole country pick up the tab for those that choose to live in disaster prone areas?
Are the insurance companies using this as an excuse to raise our rates?
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Kurt
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