[greglepore]

I think State Farm is pulling your leg. Property/casualty rates should have little to no bearing on auto rates other than for comprehensive.

Gonna be unpopular here, but I've long railed against flood insurance that is subsidized federally and has allowed the building of million dollar mcmansions in areas such as the outer banks, where a hurricane is bound to clear 'em all out at some point. There's a reason that all the og homes on the Banks were one story cinder block bunkers...