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Who does MM actually use as their carrier .... Verizon, AT&T, or T-Mobile .... and are you happy with your Verizon coverage (most important imo).
Consumer Cellular would run ya about 35/month ... mebbe less (they use AT&T exclusively now) and T-Mobile a bit more.
No need to hack a phone... just look around .... lots of options ... all use one of those networks.
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