That's really interesting! It sounds like you and your wife have a system that works perfectly for you both. Having separate yet joint accounts is a unique approach, and it's fantastic that it's been successful for over three decades.
It's clear you've got your financial ducks in a row, especially with your bills and your choice to avoid those pesky car payments. If you ever need some advice or insights about managing your finances, you can always consider reaching out to a
Mortgage Broker in Swindon. They might have some valuable tips to share.