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I chose to take my SS at the age of 62 because I did a cashflow and determined I would be 77 before I would break even with the increased amount I would receive at 66. At almost 71, I have 6 more years to see if I make it...I do not know if the break even point changes based upon your benefits vs mine. As such, you should analyze what you would get at 62 and 66 and make that determination.
You and I are exactly alike as I have an "S" Corp and pay myself a W-2 salary. If you choose to take SS at 62, you are limited in how much "net" income you can make before it affects your SS benefit amount. As such, you need to look at that. There are ways to eliminate/reduce that problem like hiring your wife and paying her a salary; leasing a business vehicle; purchase business related items; etc.
Once you turn 66, though, there is no limit in income and the amount no longer affects your benefits. Also, each year you pay into SS before you truly retire, the following year's SS benefit will go up a little because of the previous year's annual payment.
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