Quote:
Originally Posted by zakthor
Problem I think, if someone is listening to Ramsey they almost certainly won’t be able to figure the math. Intersection of risk and return - it’s fairly complex.
There’s a set of people that accept optimistic estimates and will be badly burned by his advice. 8%? Really? That rate will chew through your nest egg pretty quickly if there’s a downturn.
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Lazy/dumb/uneducated/etc., you end up with more poor decisions. Use a one-size-fits all retirement plan at your own risk.