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red 928 red 928 is offline
Location: Galt's Gulch
 
Join Date: Jul 2019
Posts: 5,025
Quote:
Originally Posted by epbrown View Post
Anyone else caught this tempest in a teapot? I follow a few financial influencers on YouTube and recently everyone in that space has been discussing the 4% Rule: the idea that you need a retirement portfolio large enough that you live off just 4% of it a year.

Why? Dave Ramsey says you can actually take 8% and be fine. One of the influencers on YouTube is part of Ramsey’s own company, and someone cited the rule to Ramsey on his show and he lambasted the influencer on the air, saying he would pull the video.

Eight percent is just nuts.
five or even six percent might be doable,
If the % would stay there.
Problem is that runaway inflation will make that
percentage go higher every year.
if we could get the government to stop manufacturing
inflation by printing money like it's going out of style.

I remember not that long ago, some people on this board were
all excited about getting their FREE government covid checks.

I wonder if the fools realize how much that free money
has and will cost them?

Probably not, too complex an idea for them to grasp.
Old 11-22-2023, 01:29 PM
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