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Now is the winter of discontent. OK not really but it is time for the final tabulation of my yearly spending. Not just discretionary but all spending.
Even though I track spending during the year it is with much trepidation that I open my year end summaries.
2023 will be a bust given the purchase of my big blue trike but that is the exception. The review is more about my budgeting.
So, holding my nose here I go!
PS: I should add that I am fortunate in that I can still afford some splurging...for now.
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big blue tricycle
stare down the darkness and watch it fade
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