[masraum]

Originally Posted by Jeff Higgins

Having been involved with this for decades, along with other pursuits that require some form of insurance, I've gained a bit of insight into what insurance "requires" much of the time. Essentially, most of our local clubs get their insurance through the same carrier/underwriter. The policies are identical. The agent has no idea the difference between modern car safety features, especially when it comes to high performance cars suitable for track use. What I have found is that "our insurance requires..." is just a shield behind which the club staff mask their pet wants and desires. I'm almost sure that is the case in this instance. Think about it - would an insurance agent be more comfortable with a Porsche approved roll over safety system or an aftermarket one?

You may be correct about folks using that as an excuse.

But assuming an insurance agent is comfortable or knowledgeable enough to specify the best way to go about things seems pretty unlikely. And even then it may or may not be the agent, but could be someone deeper in the company that may not be knowledgeable or maybe figures "its easier/better (for the company) to err or the side of caution, so we'll make a blanket statement that will rule out some vehicles that would be OK in favor of also ruling out vehicles that aren't."