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He's spending more like 2.5 hours pay when you figure what he gets after taxes, ssi...
I would say something but rather than criticize his complains, I would approach him with some empathy and offer to help him build a strong financial future. He needs to learn to 'pick your pain'. Have some restraint in spending now or you may never get the house and have to still be working when hs is 70 just to pay bills. Some get it, some don't but ultimately it for him to decide.
As far as the constant moaning, wait until one of his co-workers says something in your presence and encourage that person to tell him to quit whining.
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Joe
See Porsche run. Run, Porsche, Run: `87 911 Carrera
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