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When I was delivering money and time management programs to young people trying to enhance their job related skills, I was sobered by the number of them who had no idea of budgeting. There were a lot of opened eyes in those 6 hour workshops. I have no idea why we do not teach these skills in school.
The take out meals and coffee are likely the tip of the iceberg as far as spending habits for the young man in the o/p. He would have to have a complete change in attitude in order to improve his financial situation. I would take him aside once and point out how his spending habits are limiting his possibilities.
Best
Les
__________________
Best
Les
My train of thought has been replaced by a bumper car.
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