I have never lived my life focused on "maximizing" investments per se. If something is "what I want" and is a fit "for me", and reasonable (or mebbe even not

) ... then I gopher it ... all the "whatiffin?" is for others.
I have a history of not maximizing purchases, sales, and day-to-day dealings, etc. to my full advantage.... for I am a lousy businessman ... usually by choice.
And I'm good with that too
"Fred's World" .... everybody doesn't need or wanna be Walt Disney ...