[rattlsnak]

Our trust lawyer said that you don't want to put your name as a joint account holder on any of their accounts. We do have POAs for all of their financial accounts and changed all the contact info/addresses to ours on all of the billing utilities though. (but still in her name and we use their logins) HIGHLY recommend getting the POAs done WELL before you think. We learned that EVERY institution wants their OWN POA and they have to be faxed in and then reviewed etc. Took almost a year to get them all recorded. We had a main POA with the trust, but that didn't work for any of them.