Hard to "prescribe burn" in that area.
Helene, Milton, now Palisade/Eaton are going to be real tests for insurance. Rates in high risk areas are going to quadruple, or more, for limited coverage.
https://www.bloomberg.com/news/articles/2025-01-08/los-angeles-fires-become-existential-test-for-california-s-stopgap-insurer
Even rates in low risk areas will go up. A friend is on his condo board here in Portland, their property insurer declined to renew, they had to find new insurance, premium tripled.