At my last house, I had 1/2 an acre with 50 trees, a few miles from the outskirt of town. Risk of loss from a wildfire was low but I still did many things to mitigate the risk. I re-roofed the house with fire retardant materials sourced from Washington state. They were not available in Oklahoma, so I bought them from the manufacturer and hired a semi- truck to haul them to Oklahoma. The yard was heavily landscaped with plants that were evergreen, so there was no "dry season" for any plant or grass on the property. The entire lot was sprinkled, year round. I had a 25,000 gallon pool and a 2" trash pump and enough 2" hose to go anywhere on the property. I also frequently rented larger gasoline powered pumps for my business and the rental yard was 1-1/2 miles away, in case one pump wasn't enough, or the power went out. The nearest fire hydrant was 25 feet from my property corner and the city water main line had a maintenance valve on my property for bleeding air out of the line,
which I could, ahem, connect to in an emergency...
We also had mitigation steps taken inside the house for valuables and documents, etc.
I figured I was adequately covered.