[fintstone]

Disaster prep is good. Most folks do not have piles of cash laying around...so safety is largely putting distance between you and the threat. If a fire in my home, I would first try to put it out. If I could not mitigate the issue, I would toss my wife's jewelry and my laptop into a pillowcase and go (if there was time). I would take one of my old 911s. The insurance would probably only pay what one of the wheels is worth, while my newer cars can be replaced and would be covered by insurance.

I would pull them all vehicles out of the house if it were the only thing on fire (onto the field behind my home) if there was time/if I did not need to flee (and protect them with a hose/them down), If the fire was approaching, but my house was not on fire, I would leave them in the garage where they are somewhat protected by the brick walls (brick or stucco home would provide some protection).

If it were large scale disaster (not just a single home) like a flood, one might want to discreetly set the house on fire and leave so insurance would cover it. If the entire area is on fire, grab the jewelry/laptop and run. As long as I had my wallet, I would do fine once out of danger.