Just on the local news .... like everywhere, it has spiked here in recent years (Piedmont region of NC) though eastern NC and the $$$$ coastal development losses have been huge (now add in the mtns). I have had houses that I did not ensure (except for liability protection) at times before... and I might seriously considering this on my primary residence.... or might at some point.
Is this another cold-weather-stoopid question thread?
Probably
What say ye....