[onewhippedpuppy]

Originally Posted by KC911

I'm not in a high risk area, despite what the ins. folks will "prove" by their statistics. The coastline is, and always has been ... overdeveloped for 4 decades now. Here .... where 3 houses were on 120 acres when mom was a child ... there are several hundred houses built in the past 40 years in places I saw become lakes one afternoon in around 1970. My house was in my rural boy scout camp back then .... surrounded by a bazillion subdivisions of McMansions now.

Cheap houses .... compared to coast or CA .... dirt cheap...

And there is BIGLY money in these parts too... BIGLY, BIGLY $$$.

I'm not one of those

Overdevelopment is making the entire problem worse. Where 40 years ago it was one house on the coast with some land, now it’s a subdivision of 100. Your $1M loss just became $400M, same hurricane/fire/etc. There’s just way more stuff to damage.