[Cajundaddy]

I want at least 1 year of living expenses in money market funds just in case. Easily accessed in 24 hrs, and a return *usually better than inflation.

After that I like index funds and BRK-B for long term growth with minimal risk. Not looking for any sort of "big score" but rather buying the entire US economy to ride the tide well above inflation (and most active investment advisors). I would dollar-cost-average in to further spread my risk rather than one lump sum investment.

Not a big fan of bonds but they do work for some investors when managed well.

I own RE but it causes me heartburn at this stage of the game. I prefer passive investments.

** Not investment advice as I don't know your particular situation, just sharing personal choices that have worked fairly well long term.