[Isabo]

An Italian walks into a bank in New York City and
asks for the loan
officer.
He tells the loan officer that he is going to
Italy on business for
two weeks and needs to borrow $5,000..

The bank officer tells him that the bank will
need some form of
security for the loan, so the Italian hands over
the keys to a new
Ferrari.. The car is parked on the street in
front of the bank. The
Italian produces the title and everything checks
out. The loan officer

agrees to accept the car as collateral for the
loan.

The bank's president and its officers all enjoy
a good laugh at the
Italian for using a $250,000 Ferrari as
collateral against a $5,000
loan.
An employee of the bank then drives the Ferrari
into the bank's
underground garage and parks it there.

Two weeks later, the Italian returns, repays the
$5,000 and the
interest, which comes to $15.41.

The loan officer says, "Sir, we are very happy
to have had your
business, and this transaction has worked out
very nicely, but we are
a little puzzled. While you were away, we
checked you out and found
that you are a
multi- millionaire. What puzzles us is, why
would you bother to borrow

$5,000?"

The Italian replies: "Where else in New York
City can I park my car
for two weeks for only $15.41 and expect it to
be there when I
return?"