[Por_sha911]

I am even more radical than that.

I GIVE stuff away to Habitat for Humanity. They still sell stuff underpriced but they get funds to help people obtain a home. I underlined "help" because they don't just give it away. You have to earn it"

Does Habitat for Humanity give houses away?

Houses are not given to anyone. Habitat for Humanity builds houses with those in need and then sells the houses to homeowner partners. Mortgage payments can be kept affordable for families unable to obtain conventional financing for a home through low down payments, no-profit/no-interest loans, and volunteer manpower. Habitat homeowners typically have incomes that are 25-50 percent of the median area income. Homeowner’s are required to invest 300-400 hours of “sweat equity”—time spent building on their own house or other Habitat houses, or attending homeownership and financial peace classes. Habitat applicants must meet specific criteria.

How does Habitat homeownership work?

Habitat builds simple, decent homes through volunteer labor and tax-deductible donations of money and materials, with the help of the homeowner families. Habitat homes are sold at no profit, and financed with affordable no-interest loans. The homeowners’ monthly mortgage payments are recycled into a revolving Fund for Habitat for Humanity that supports the construction of new homes.

Where does the money to build a home come from?

Individuals and organizations donate money that is used to purchase land and materials. Habitat is not a government agency.

What is sweat equity?

Homeowners invest hundreds of hours of their own labor (“sweat equity”) into building their own home and the homes of others. Sweat equity helps reduce the cost of the home, increases the personal stake of the family members in their home, and fosters the development of partnerships with other people in the community.

Why is Habitat needed?

There are three main reasons for the affordable housing crisis in America:

The rise in home construction costs,

The decrease in real wages,

And the loss of millions of affordable apartments during the past 20 years.