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Originally Posted by Gogar
I paid off one against the advice of the calculator and it felt awesome.
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Excellent perspective.
Quote:
Originally Posted by Gogar
You could 'only' send a chunk from savings and do a recast? Avoid the LT capital gains. Might have to be more than you want to spend to make any impact.
You could bet on a rate reduction and send a chunk and do a refi at the same time but that might be a while or never.
Also the stock could have an unfortunate turn.
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I am of the incremental approach as well.
I am sure you are as well: Before I commit, I am headed to my investment person then my CPA to provide financial and tax implication I will not know as well as they do.