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One more thing I'll add. If you're doing this right, the renter is paying the interest so it shouldn't bother you as much. I get wanting to be debt free, it's a wonderful thing. But at the same time, if the rent is greater than your principle and interest payment, why not let the renter make that payment and keep your money where it should be earning you more in interest than paying off the loan would otherwise save you?
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Nick
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