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Okay, now I want to back up just a bit. The rental, vacation, single family, duplex, multi unit? How long is your rental agreement with tenants if not a vacay? If you're in the Cbus area and renting to students, I say keep the money in the market because you'll have a constant flow of income even in an economic downturn year.
Going back to your OP, you anticipate a 20% hit on capital gains. Nope... no way I take a 20% hit on gains AND lose a deduction on income generated from the rental. I'd be sticking with the 6.5 and betting on a rate cut or two in the next six months.
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Nick
Last edited by cabmandone; 09-07-2025 at 04:45 AM..
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