[Zeke]

I'm a Discover believer but they just got bought out by Capital One, not my favorite. Might go back to Amex. But discover has done me right on fraud. I had $2400 charged for airline tickets purchased in FL. All they wanted to know is if I was in FL. I said no and I could dig up some receipts for something if needed. No problem they said and took care of it on my word.

I could go no CC pretty easy if rentals will take another form of deposit guarantee. Right now it's not happening except at Hertz through some kind of 3rd party. Not interested.

The 5% category specific cash back has been great. Capital One says no change. We'll see. When they cycle around to groceries and gas, that can't be beat. Box stores are on the rotation. Amex has something else that likely won't help me much. BofA has 2% cash back everywhere. That might work.