[ted]

My mom had long term health care insurance that paid for 2 years of skilled nursing care.
I mentioned that to my new MIL.

Unknown to me my MIL bought a great long term health care insurance policy after our discussion.
20 years later Mil suffered from Alzheimer's and required 10 years of care in a memory care unit.
That was about $100k a year for 10 years and her insurance paid for all of it.

Saved all of us big $ and protected her assets.

I feel lucky I had a random phone call with her and shared my moms story with her.