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jyl jyl is online now
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Join Date: Jan 2002
Location: Nor California & Pac NW
Posts: 24,820
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I built a quickie spreadsheet to play with this. Inflation matters a little bit - the lower the average inflation you assume, the lower the break-even death age is. If I assume 3% inflation then my break-even is a year lower.

Answering my question, looks like you just run the model to continue 50% of your benefit from your death until your spouse's death.

Gee I just love thinking about this stuff.

Anyone wants my (rough, crude) spreadsheet, PM me.
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1989 3.2 Carrera coupe; 1988 Westy Vanagon, Zetec; 1986 E28 M30; 1994 W124; 2004 S211
What? Uh . . . “he” and “him”?

Last edited by jyl; 10-24-2025 at 03:30 PM..
Old 10-24-2025, 02:59 PM
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