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For maybe 10% of the population there are significant considerations to decide when to take SS. For most of us, once you stop working after 62 the exact time doesn't matter much. I sold my business at age 64 and started taking SS at full retirement which was 65. I could have waited and lived off investments but... SS increases at 8% per year and my investments were doing far better than that. I chose to stay invested. Others will choose differently.
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2021 Cayman GTS 4.0L
2020 Macan (dog hauler)
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