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Credit card fees are a bad look for a buisness IMHO. It is somewhat better to have a cash discount, but still cost of business as you say.
I had an upholstery shop knock like 30% off a bill for cash. My assumption is they don't want to report the income. I don't like doing business with places that are don't value honesty.
Shop work is expensive in general though so none of your numbers suprise me.
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18 Cayman GTS
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