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Registered
Join Date: Dec 2002
Location: So Cal and So Oregon
Posts: 2,221
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I would say, wait until you reach your SSA full age...if you can.
Medicare Advantage plans definitely have their disadvantages.
Medicare premiums continue to go up and then there is the IRMAA factor if you make too much. I am at $200/mo Medicare G and $200/mo Part D. Then there is the IRMAA...which is high.
You can only count on less than 10% (more like 5%) yearly of your retirement fund without reducing the initial amount, factoring in taxes and inflation. And if the economy takes a decent dip (like 2008) this will be real hard on the investments for potentially some years to recover.
Last edited by SpyderMike; 11-26-2025 at 07:01 PM..
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