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My list (in rough order of operations):
- Don't say a word to anybody; contact my attorney and tax guy.
- Make a plan to take the lump sum and squirrel it away into various tax-advantaged accounts best we can. Set up trusts for ourselves/the kids/nieces/nephews.
- Get my mom situated in a place where she can live out her life without worry.
- Make anonymous gifts to some friends and local organizations that need the help.
- Buy a chunk of remote land and set up the off-grid compound/fortress - move in when ready...
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