Quote:
Originally Posted by craigster59
I'm kind of in the same boat. Moving from California to Arizona I do my main banking with Chase and have IRA's and accounts with First Entertainment Credit Union.
I dissolved my Calif LLC (they make it impossible to move your biz from Ca to Az) and as you can imagine from the name, there's no First Entertainment branches in Az.
I've moved some money to Desert Financial Credit Union and am thinking of doing all of my banking there. I also do direct depositd with SSA and my pension, also pay bills. I might keep a checking account with Chase for bill pay and use DF as my main bank since they seem more personal and offer better services.
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Slight hijack. These guys got tired of the CA BS and moved across the state line to AZ, kept the name. They rebuilt my 993 tranny.
https://californiamotorsports.net/
I deal with people flipping banks just about every day. Chase is notorious for drafting SS recipients early to cause NSFs. Half the people don't notice the fees and half the ones who do notice don't fight them. That's a revenue stream for Chase and it's a lot of money. Desert Financial is good, but they tend to have a 1 and/or 0 added to account numbers used for ACH. I have had a lot of trouble with people giving me their account numbers from the bottom of a check and then the payment bouncing because of the CU adding digits for ACH, making the one I got from the check wrong.
If you have overdraft protection, you can just about empty your account and not get an NSF fee if you forget to switch a payment over to the new bank.