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Steve Carlton Steve Carlton is online now
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Join Date: Aug 2003
Location: SF east bay
Posts: 25,412
Your extra spending shouldn't affect your FICO score unless you were billed for the higher amount, which reflects a higher percentage credit utilization. If the bill didn't show a higher than normal balance, nothing should change much. A HELOC for $2,000?
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Old 01-12-2026, 02:34 PM
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