[id10t]

But that assumes you plan on buying car when lease expires.

TBH the only time I can see a lease being worthwhile is if you MUST keep in a brand new car for business reasons, or if there is a way to leverage the cost on your business taxes/planning/etc - though I would imagine millage limits will screw you over if much distance is involved (real estate agent, uber guy, etc)

In your case Shaun what would a similar off-lease car be available to be purchased for if you were simply shopping instead of dealign with end of lease ? Depending on market, desireability, etc. you may be able to get the buy option price down ...