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craigster59 craigster59 is online now
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Join Date: Aug 2004
Location: Gilbert, Az
Posts: 22,022
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Quick IRA Question

My Wife has a traditional IRA at a California credit union that has branches only in SoCal.

We have since moved to Arizona and opened up traditional IRA's at a local credit union. She wants to move her money from old institution to new institution. Bank guy says you close account and just ask for a check and then deposit it into new IRA.

The question is, is this part of the "60 day rule" and no tax liabilities will be triggered if deposited in that window or will she be taxed because she had "physical possession" of the funds? TIA.
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Old 02-03-2026, 07:04 AM
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