[Rick Lee]

I don't think so. I usually don't owe anything on it, so it just sits dormant. If a charge were to hit it, I'd get an email about it.

I had to pounce on a very expensive amp a month ago and had three other amps I was planning to get around to someday listing for sale. I got the new amp, started listing the others for sale and had two sold within two weeks. So I'll pay it off in two weeks when the first payment is due. I use other people's money when I can, as long as it's free.