[masraum]

As others have stated, my guess is that she got the car as a pretty good deal on the car from an owner that hadn't really done anything with the car. She's over 30, so not a kid. I'm sure the car still wasn't "cheap". I suspect the average 30+ year old is driving a car that they bought off of a car lot and probably spent $35k-80k to buy the car. Most folks end up with huge car payments that are likely 7-10 years. They'll probably trade that car in while they still owe and will roll their debt into the next car payment. She's probably not doing too bad. She seems like a good kid.