Quote:
Originally Posted by Alan A
Why wouldn’t you cancel the card right away?
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Excellent point. Thank you.
It's something everyone will go through. And should have a plan. A list. This should be common knowledge but is not.
-General confusion, depression, with a thousand details and communications follow a death.
-Some of that definitely falls on this layman.
-Delay in obtaining the legal documentation to
legally do so: Death Cert, Trustee authority establishment on file, copying and sending all verification to correct recipients of accounts: Financial. Housing. Utilities. The auto-billing on small accounts became a factor over time.
-Making records of all. Folders and multi-binders sorted and stacked.
-Delay in outstanding bills to known [various health care] vendors who need to get paid.
-Confusion in delegation of responsibility: The financial advisor handled her C/C. The lawyer handled her Estate Closing.
I just waited for instructions. At least for a while.
-Other wild factors thrown into the mix at the very wrong time with severe implications. People using Mom's C/C for their own bills before the Estate even settles. Using her email account in impersonation to 'help out'. But I won't go into details here.