LVP is my vote too. Some are made pretty ice with a textured wood :grown" on the surface. It will jsut be you that know about it, no one else. Happy wife...
I am cheap, but I would just paint the thick, T and G sub floor a brown or whatever color and be done with it. sure, an area rug keeps things nice and cozy in the winter. Get it dirty, take it down to the lake, dunk it in water, let the trout come and eat the bread crumbs off it. Tell her to bring that siht back when its done