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Registered
Join Date: Jun 2014
Location: Hilton Head Island, SC
Posts: 2,101
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Wind and hail
We just got this year’s premium for wind and hail insurance. $7600 for an 1850 square foot home! We have owned (and been paying for wind and hail ins) for 21 years and have never had damage or a claim. Flood insurance too with no claims. It’s one of the downsides of living near the Atlantic ocean. We’re thinking of upping the deductible. Any opinions on the wisdom of doing that? We have no mortgage so we don’t HAVE to have it but I’m not doing without it.
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