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Right after I increased the deductible on my plain old homeowners insurance I had roof damage and had to replace the roof. It cost me an extra $500 and I was mad at myself for saving 50 bucks and spending 500. Once we had the house paid off and were debt free, I increased deductibles in several areas because I could afford the deductible.
Think of it this way: how would you feel if you had the same unfortunate timing of needing a claim after deciding to be self insured?
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Joe
See Porsche run. Run, Porsche, Run: `87 911 Carrera
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