[greglepore]

I'm with you on the interest rate thing-even a substantal portfolio won't generate enough income to meet a few thou a month after tax. I'm with you on the rental property thing, but have enough of those, and it becomes a job.

Finding enough to do won't be an issue. You like bikes, cars, and a ton of other wacky crap-you'll just have to dial back the newest/latest/greatest expectations and have the cool stuff paid off by the time you hit the target age.

My big issue is health insurance-that alone for my wife and I will likely be 1200-1500 bucks now, and unless they fix something double that in 10 years. I want to be out by 55 and could otherwise afford it, but the health insurance thing could force me to work at a "normal" job until I'm Medicare eligible.