I serously doubt a person working at a coffee shop is in the 30-35% tax bracket, unless they deal in Columibia's finest. In that case, however, they will be in the 0% tax bracket.
Also, I don't feel actual wealth should have a bearing on the taxes you pay. Your taxes should be based upon your INCOME, and with Roth IRAs being peddled, that INCOME will decrease.
jurgen