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I got screwed by Bank of America a about five years ago, my credit card was tied to overdraft & when I switched to a lower paying job my balance climbed. They & Discover card figured they had me by the balls & jacked my interest rates even though I had never been late on a payment. When I called them, they told me tough ****.
It took me 2 years to climb back up the wage scale. There was no better feeling than paying off my cards, telling Discover to kiss my ass when they tried the hard sell while I was closing my account, & walking into my bank to close the account & explaining why.
I went back to my hokey little credit union & kept my Citicard because they never jerked me around. Recently my credit union converted to a bank so we'll see.
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Paul
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