[Superman]

Unless your banking needs are commercial/business (and maybe even if they are), then I don't know why in the world you would do business with any bank. Banking is an excellent example of why we liberals are untrusting of "business" and far more supportive of government. Government, and credit unions, are a sort of "co-op." Credit unions do not make a profit, or at least all profits are turned back to the owners, who are also the depositors. Depositor = Owner. Their loan interest rates are low, and their deposit interest offerings are high. Their customer service is MILES above any bank. In a pinch, particularly if you've been a member for a while, they'll do whatever they can to take care of you.

Again, unless you are a corporation (I hope you guys are all people), I don't know why you'd bank with a bank. BTW, my grandfather was the banker in my home town.