[Beethoven]

I have no problem with the last paragraph.

Even I know that NATO is not UN. The point is that it took long and strong diplomacy (and armtwisting) to make the Europeans do their share. The Bush administration isn't willing to do that, and at this point no one is willing to sit down with them anymore. They feel bullied and lied to, and you can't entirely blame them.
You're still not taking terrorism seriously enough if you think you can go it alone. Then Osama, or any other Islamicist nutcase, will indeed kill your friends and family.