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Ok, if that's the case, the picture is indeed brighter. 17 years left on the mortgage, lots of equity, pay cash for everything except for Costco stuff in which I use their AMEX card and pay it off every month in full plus get a rebate at year's end. I'm not rolling in dough but that wouldn't matter anyway since I'm a cheap ba$tard. So take me off the "Sweet mother" category and put me in the "I'm a miser and owe nothing" group.
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