[epbrown]

I don't owe anything - I even use AMEX rather than credit cards and it's clear. Which makes me wonder why a debt consolidation company keeps leaving me voice mails, almost daily. I'll be swimming in debt next year though, when I take the plunge and buy a condo. Ahh, utilities, property taxes, mortgage, furniture, assessments - the American Dream.

Emanuel (or is that winning the lottery now?)