At 45, one of the best decisions of my life has been to start my own business 3 years ago instead of accepting a very lucrative job Downtown. I dont work more than 30 hours a week, usually from my home, I probably make less money but I waste less time spending it. That give me more time for my kids, wife, and all the simple pleasures of life like sports or cooking. My only regret, that is probably the reason why I only own a 914