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Why would some private seller take the chance that you might skip out with the car, and not pay?
Besides, you have other options:
1) Save money every month until you save $12K.
2) Buy from a used car dealer that will finance you.
3) If you own a home get a home equity loan or line of credit.
4) Cash advance on your credit card(s).
5) Rob a bank.
6) Steal the Porsche you want.
I'm sure others can think of other options.
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